At Latino America Auto Sales Inc. ("we", "our", or "us"), we are committed to protecting and respecting your privacy. This Privacy Policy outlines how we collect, use, and protect your personal information when you apply for credit through our dealership, purchase a vehicle, or interact with us in other ways. By using our services, you agree to the terms of this policy.

Information We Collect

In order to provide you with our services, including processing credit applications, we may collect the following types of personal information:

1. Personal Identification Information:

   • Full Name
   • Address
   • Date of Birth
   • Phone Number
   • Email Address
   • Social Security Number (SSN) or Tax Identification Number (TIN)
   • Employment Information (Employer, Job Title, etc.)
   • Income and Financial Information
   • Government-issued ID (e.g., Driver’s License)

2. Transaction and Payment Information:

   • Credit/debit card details
   • Financing and loan details
   • Vehicle purchase details

3. Other Information:

   • IP addresses and browsing activity when visiting our website
   • Cookies and analytics data (if applicable)

How We Use Your Information

We collect and use your personal information for the following purposes:

• To process your credit application: We use the information you provide to evaluate your eligibility for financing options, including creditworthiness and loan terms.
• To complete vehicle transactions: Personal information is used to facilitate the purchase, leasing, or financing of vehicles.
• To communicate with you: We may contact you about your credit application status, new inventory, promotions, or other marketing communications.
• To comply with legal requirements: We may use and disclose your information as required by law or in response to legal processes (e.g., court orders, subpoenas).
• To improve our services: Information may be used to improve our website, services, and customer experience.

How We Protect Your Information

We take the security of your personal information seriously and employ a variety of measures to protect it:

• Encryption: We use encryption technology (SSL) to ensure that your personal information is transmitted securely over the internet.
• Secure storage: Personal information is stored in secure systems with limited access to authorized personnel only.
• Employee training: We train our employees on privacy and security practices to ensure your information is handled with care.

Despite these measures, please understand that no method of online transmission or storage is completely secure. We strive to protect your personal information but cannot guarantee its absolute security.

Sharing Your Information

We may share your personal information with third parties in the following situations:

• Credit bureaus and financial institutions: To process your credit application, we may share your personal information with credit bureaus, banks, and other lending institutions to assess your creditworthiness.
• Third-party service providers: We may share your information with service providers that assist with processing transactions, communications, and other operational functions. These providers are contractually obligated to protect your information.
• Legal compliance: We may disclose your information if required to do so by law, in response to a legal request, or to protect our rights or property.

Cookies and Tracking Technologies

When you visit our website, we may use cookies and other tracking technologies to enhance your user experience and collect usage data (e.g., browsing activity). Cookies are small text files stored on your device that help us remember preferences, improve website functionality, and analyze trends.

You can control cookie settings through your browser, but disabling cookies may affect your experience on our website.

Your Rights

You have the following rights regarding your personal information:

• Access: You can request a copy of the personal information we hold about you.
• Correction: If any information is inaccurate or incomplete, you can request that it be corrected.
• Deletion: In some cases, you may request that we delete your personal information, subject to any legal or contractual obligations.
• Opt-out of marketing: If you no longer wish to receive marketing communications from us, you can opt-out by contacting us directly or following the opt-out instructions in our emails.

To exercise any of these rights, please contact us using the details below.

Third-Party Links

Our website may contain links to third-party websites. These third-party sites have their own privacy policies, and we are not responsible for their content or practices. We encourage you to review the privacy policies of those websites before providing them with any personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated "Last updated" date. We encourage you to review this Privacy Policy periodically for any updates. Continued use of our services after such changes constitutes your acceptance of the updated Privacy Policy.

Contact Us

If you have any questions or concerns about this Privacy Policy or the handling of your personal information, please contact us at:

Latino America Auto Sales Inc.
5384 Murfreesboro Rd. La Vergne, TN 37086
Phone: (615) 793-3690
Email: latinoamericaauto06@hotmail.com